Terms of Use

Acceptance of Terms

By accessing or using the Site, you acknowledge and agree to these TOU. If you do not accept these terms, you must refrain from using the Site or any Services provided.

Age Requirement

By using the Site and its Services, you confirm that you are at least 18 years old and legally authorized to use the Site and the Services in accordance with this Agreement.

Warranties and Disclaimer

• The Site and Services are provided “as is” without warranties of any kind, either express or implied.
• Financial Pulse Now makes no guarantees regarding the accuracy, completeness, or reliability of the Site’s content or Services.
• The Site may contain typographical, technical, or photographic errors, which Financial Pulse Now may correct without prior notice.
• The Site does not provide financial, legal, or professional advice. Your use of the Site is at your own risk.

Limitation of Liability

To the fullest extent permitted by law:

• Financial Pulse Now, its directors, employees, and affiliates shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Site or Services.
• Your sole remedy for dissatisfaction with the Site or Services is to stop using them.
• If any claim arises, Financial Pulse Now’s total liability shall not exceed the lesser of (i) the amount you paid for the Services in the past 30 days or (ii) $15 USD.
• No claim may be filed more than 30 days after the alleged cause of action occurred.

Indemnification

You agree to defend, indemnify, and hold harmless Financial Pulse Now, its affiliates, officers, and employees from any claims, damages, or expenses arising from:

• Your use of the Site or Services.
• Your violation of this Agreement.
• Any third-party rights infringement resulting from your actions.

Third-Party Services & Links

• The Site may contain links to third-party websites or services that Financial Pulse Now does not own or control.
• We are not responsible for the content, privacy policies, or practices of third-party sites.
• Your use of third-party services is at your own risk, and we do not endorse or assume any responsibility for them.

User Conduct & Restrictions

By using the Site, you agree not to:

• Use the Site for any illegal activity.
• Engage in any activity that disrupts or harms the Site or other users.
• Copy, modify, or distribute any content from the Site without permission.
• Attempt to gain unauthorized access to the Site or its systems.

Privacy & Data Collection

By using the Site, you consent to the collection and processing of your data as outlined in our Privacy Policy at https://financialpulsenow.com/privacy-policy.

Termination of Access

Financial Pulse Now may suspend, terminate, or restrict your access to the Site or Services at any time, for any reason, without notice.

Governing Law & Jurisdiction

This Agreement shall be governed by the laws of the United States, without regard to conflict of law principles. Any disputes arising under this Agreement shall be resolved exclusively in the competent courts of New York, USA.

Changes to This Agreement

We reserve the right to modify these Terms of Use at any time. If you continue using the Site after changes are made, you accept the revised terms.

Notice & Takedown Procedure (DMCA Compliance)

If you believe content on this Site infringes your intellectual property rights, you may submit a Notice of Infringement to our Designated Agent at:
📧 Email: [email protected]

Your notice must include:

1. A physical or electronic signature of the copyright owner or authorized representative.
2. Identification of the copyrighted work that has been infringed.
3. The location of the infringing material on our Site.
4. Your contact details (email, phone, address).
5. A statement that you have a good faith belief that the use of the material is unauthorized.
6. A statement, under penalty of perjury, that your notice is accurate.

If you submit a Counter-Notice disputing a takedown request, we will review it and take appropriate action.

Miscellaneous

• If any provision of this Agreement is found to be invalid, the rest of the Agreement remains enforceable.
• Financial Pulse Now reserves the right to enforce or waive any term at its sole discretion.
• This Agreement constitutes the entire agreement between you and Financial Pulse Now regarding your use of the Site and Services.

For any inquiries, contact us at 📧 [email protected].